Mortgage Qualifier & Affordability Calculator

Find out how much home you can afford based on your income, debts, and loan program. All calculations update in real time.

This calculator provides estimates for educational purposes only. Actual qualification depends on credit score, employment history, asset verification, and full underwriting review. Contact Swiftlend Mortgage Corp for a personalized pre-approval.

Loan Program

Maximum back-end DTI for this program: 49.9%

Income

Primary Borrower

Base Salary / Wages

Overtime

Typically averaged over 2 years

Bonus / Commission

Typically averaged over 2 years

Rental Income

75% of gross rental income is used

Other Income

Total Primary Income$0

Total Combined Income$0

Use gross income before taxes and deductions.

Monthly Debts

Credit Card Minimum Payments

Car Loan Payment(s)

Student Loan Payment(s)

Personal Loan Payment(s)

Child Support / Alimony

Other Monthly Debts

Total Monthly Debts$0

Loan Parameters

Target Purchase Price

Leave blank to calculate maximum

Desired Loan Amount

Leave blank to calculate maximum

Interest Rate %

Loan Term

Down Payment %

Monthly Property Taxes

Monthly Insurance

Monthly HOA Dues

Estimated Monthly P&I

—

Principal & Interest only — excludes taxes, insurance and HOA

Estimates are for informational purposes only and do not constitute a commitment to lend. Swiftlend Mortgage Corp, NMLS #402985, Licensed Mortgage Broker FL #MBR1356. 155 NE 82nd St, Miami FL 33138. (305) 985-4889. Equal Housing Lender.