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Jumbo Mortgages

Low-rate jumbo loans for amounts above the $726,200 conforming limit. Competitive rates for luxury homes across Florida.

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Above $726KJumbo Limit10–20% DownCompetitive Rate
Key Details

Min. Down Payment

10 – 20%

Loan Minimum

Above $726,200

Min. Credit Score

680+

Loan Terms

15 / 20 / 30 Year Fixed

Who Is This For

Who is this loan for?

Jumbo mortgages are for borrowers who need loan amounts above the conforming limit of $726,200. Whether you're purchasing a luxury home in Miami Beach, Coral Gables, or anywhere in Florida — Swiftlend offers competitive jumbo rates statewide.

Buyers purchasing homes above the $726,200 conforming limit

Borrowers with 680+ credit scores and strong financial profiles

Luxury home buyers across all Florida markets

Borrowers seeking 15, 20, or 30-year fixed rate options

How It Works
1

Answer a few questions

Tell us about the property and your situation. No documents yet — just a 5-minute conversation online or by phone.

2

Get your pre-approval

Soft credit check, zero score impact. Pre-approval letter sent the same day — usually within the hour.

3

Close on your timeline

Your dedicated loan officer guides you through every step, from rate lock to closing day.

FAQ

Ready to find your rate?

No fees. No commitment. No fine print. Just a clear answer on what you qualify for — today.