Industry-low rates on standard purchase and refinance loans for primary residences, second homes, and investment properties across Florida.
Get Pre-Approved →Min. Down Payment
3% Primary / 0% VA
Loan Terms
15 / 20 / 25 / 30 Year
Min. Credit Score
550+ (FHA)
Programs
Conventional, FHA, VA
Conventional, FHA, and VA loans are the foundation of home financing. Whether you're a first-time buyer putting 3% down, a veteran with 0% down through VA, or purchasing a second home or investment property — these programs cover it all.
Primary residence buyers with as little as 3% down (Conventional) or 3.5% (FHA)
Veterans and active military with 0% down through VA loans
Second home buyers (10% down) and investors (15% down) via Conventional
Borrowers with credit scores as low as 550 (FHA program)
Tell us about the property and your situation. No documents yet — just a 5-minute conversation online or by phone.
Soft credit check, zero score impact. Pre-approval letter sent the same day — usually within the hour.
Your dedicated loan officer guides you through every step, from rate lock to closing day.
No fees. No commitment. No fine print. Just a clear answer on what you qualify for — today.