Florida's Hometown Heroes Program provides up to $35,000 in down payment and closing cost assistance for qualifying first-time buyers in community service roles.
Get Pre-Approved →Assistance
Up to $35,000
Second Mortgage
0% / 30-Year Deferred
Max DTI
50%
Programs
FHA / VA / Conv
The Florida Hometown Heroes program by the Florida Housing Finance Corporation provides down payment assistance of up to 5% of the first mortgage (min $10,000, max $35,000) as a 0% non-amortizing 30-year deferred second mortgage.
Healthcare workers, nurses, and medical professionals
School teachers, staff, and education professionals
First responders, firefighters, law enforcement, and public safety workers
Childcare workers, military members, and veterans working for FL-based employers
Tell us about the property and your situation. No documents yet — just a 5-minute conversation online or by phone.
Soft credit check, zero score impact. Pre-approval letter sent the same day — usually within the hour.
Your dedicated loan officer guides you through every step, from rate lock to closing day.
No fees. No commitment. No fine print. Just a clear answer on what you qualify for — today.