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Non-Warrantable Condo Mortgages

Over a decade of experience financing condos that other lenders won't touch. Florida's go-to experts for non-warrantable condo mortgages, even with 10% deductibles.

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Approved ✓Non-Warrantable10+ Years ExpertiseSpecialized Lending
Key Details

Experience

10+ Years

Specialty

Non-Warrantable

Deductibles

Up to 10%

Coverage

All FL Counties

Who Is This For

Who is this loan for?

A condo becomes non-warrantable when it fails to meet conventional lending guidelines. Most lenders simply decline these applications. Swiftlend specializes in getting them approved.

Buildings that don't allocate 10% of dues to reserves

Condos where a single entity owns a large percentage of units

Associations in active litigation or with condo-hotel characteristics

Buildings with less than 50% owner occupancy or large commercial space

How It Works
1

Answer a few questions

Tell us about the property and your situation. No documents yet — just a 5-minute conversation online or by phone.

2

Get your pre-approval

Soft credit check, zero score impact. Pre-approval letter sent the same day — usually within the hour.

3

Close on your timeline

Your dedicated loan officer guides you through every step, from rate lock to closing day.

FAQ

Ready to find your rate?

No fees. No commitment. No fine print. Just a clear answer on what you qualify for — today.