Investor mortgages that use property cash flow — not personal income — to qualify. No income documentation required. Ideal for self-employed and complex income borrowers.
Get Pre-Approved →Min. Down Payment
20%
Property Type
Investment Only
Min. Credit Score
680+ Domestic
Income Docs
Not Required
DSCR (Debt Service Coverage Ratio) loans qualify you based on the property's rental income, not your personal income. Perfect for investors who have complex tax returns or multiple income streams that are hard to document traditionally.
Real estate investors who want qualification based on property cash flow
Self-employed borrowers with complex income structures
Foreign Nationals eligible with additional requirements
Investors building rental portfolios without income doc hurdles
Tell us about the property and your situation. No documents yet — just a 5-minute conversation online or by phone.
Soft credit check, zero score impact. Pre-approval letter sent the same day — usually within the hour.
Your dedicated loan officer guides you through every step, from rate lock to closing day.
No fees. No commitment. No fine print. Just a clear answer on what you qualify for — today.