Acquire, renovate, and convert distressed properties into rental income. Built for investors building long-term portfolios and passive income streams.
Get Pre-Approved →Loan Range
$50K – $5M
Term
12 Months
Rates From
10%
Reno Coverage
Up to 80%
Fix & Rent loans are for investors who buy distressed properties, renovate them, and hold them as rentals. Unlike Fix & Flip, the goal is long-term wealth building through passive rental income and portfolio diversification.
Investors building long-term rental portfolios
Borrowers seeking passive income from renovated properties
1-4 family homes, condos, and townhomes eligible
Up to 75% purchase price and 80% renovation costs financed
Tell us about the property and your situation. No documents yet — just a 5-minute conversation online or by phone.
Soft credit check, zero score impact. Pre-approval letter sent the same day — usually within the hour.
Your dedicated loan officer guides you through every step, from rate lock to closing day.
No fees. No commitment. No fine print. Just a clear answer on what you qualify for — today.