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Bridge Loans

Short-term financing to bridge the gap between transactions. Rapid approval and funding for situations where timing is critical.

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Bridge Loans
Key Details

Loan Range

$50K – $5M

Term

12 Months

Rates From

10%

Max LTV

75% Purchase

Who Is This For

Who is this loan for?

Bridge loans provide short-term financing when you need to act fast. Whether you're buying a new home before selling your current one, financing renovations, or seizing a time-sensitive investment opportunity — a bridge loan gets you there.

Homeowners buying a new home before selling their existing property

Investors who need fast capital for time-sensitive opportunities

Borrowers bridging the gap until permanent financing is arranged

1-4 family homes, condos, and townhomes eligible

How bridge loan financing works in Florida

A bridge loan is short-term, interest-focused financing that covers the gap between two transactions. It is designed for borrowers who need capital quickly, such as homeowners buying a new Florida home before their current one sells, or investors seizing a time-sensitive opportunity. Eligible properties typically include 1-4 family homes, condos, and townhomes. Because a bridge loan is temporary by design, it is paired from the start with a clear exit strategy, usually a sale or a refinance into permanent financing.

Bridge loans are underwritten with speed and the property in mind rather than lengthy income documentation. Approval focuses on the value and equity in the collateral, the loan-to-value, and a credible exit plan. Because Swiftlend is a broker, we match your scenario to lender partners who specialize in short-term financing, then gather the essentials: property details, a valuation, title work, and your payoff or refinance timeline. Terms, loan amounts, and rates vary by lender, property, and borrower profile, and are confirmed before you close.

Swiftlend Mortgage Corp is a licensed Florida mortgage broker (NMLS #402985) based in Miami, arranging bridge financing with lender partners across the state. In a market where timing decides whether a deal happens, we help you move quickly and plan your exit before the bridge even closes. Tell us about your property and your timeline, and we will get you pre-approved and pair you with the right short-term financing. Reach Swiftlend at (305) 985-4889 to start.

How It Works
1

Pre-qualification & exit plan

We review your scenario, the property, your equity, and your timeline, then confirm a realistic exit strategy, whether that is selling your existing home or refinancing later. This shapes the loan structure from day one.

2

Documentation & lender match

You provide property details, title information, and payoff or refinance plans. As a broker, Swiftlend matches your file to lender partners who specialize in fast, short-term bridge financing suited to your Florida property.

3

Property valuation & underwriting

The lender orders a valuation or appraisal and reviews the collateral, loan-to-value, and your exit plan. Because bridge loans lean on property value and equity, underwriting is streamlined and moves faster than conventional review.

4

Closing & funding

Once title clears and terms are confirmed, you sign and the loan funds. Bridge loans are built for speed, so closing can happen in days rather than weeks, freeing you to complete your time-sensitive purchase or transaction.

FAQ

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No fees. No commitment. No fine print. Just a clear answer on what you qualify for — today.