[DE] Mortgage Qualifier & Affordability Calculator

[DE] Find out how much home you can afford based on your income, debts, and loan program. All calculations update in real time.

[DE] This calculator provides estimates for educational purposes only. Actual qualification depends on credit score, employment history, asset verification, and full underwriting review. Contact Swiftlend Mortgage Corp for a personalized pre-approval.

[DE] Loan Program

[DE] Maximum back-end DTI for this program: 49.9%

[DE] Income

[DE] Primary Borrower

[DE] Base Salary / Wages

[DE] Overtime

[DE] Typically averaged over 2 years

[DE] Bonus / Commission

[DE] Typically averaged over 2 years

[DE] Rental Income

[DE] 75% of gross rental income is used

[DE] Other Income

[DE] Total Primary Income$0

[DE] Total Combined Income$0

[DE] Use gross income before taxes and deductions.

[DE] Monthly Debts

[DE] Credit Card Minimum Payments

[DE] Car Loan Payment(s)

[DE] Student Loan Payment(s)

[DE] Personal Loan Payment(s)

[DE] Child Support / Alimony

[DE] Other Monthly Debts

[DE] Total Monthly Debts$0

[DE] Loan Parameters

[DE] Target Purchase Price

[DE] Leave blank to calculate maximum

[DE] Desired Loan Amount

[DE] Leave blank to calculate maximum

[DE] Interest Rate %

[DE] Loan Term

[DE] Down Payment %

[DE] Monthly Property Taxes

[DE] Monthly Insurance

[DE] Monthly HOA Dues

[DE] Estimated Monthly P&I

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[DE] Principal & Interest only — excludes taxes, insurance and HOA

[DE] Estimates are for informational purposes only and do not constitute a commitment to lend. Swiftlend Mortgage Corp, NMLS #402985, Licensed Mortgage Broker FL #MBR1356. 155 NE 82nd St, Miami FL 33138. (305) 985-4889. Equal Housing Lender.