[DE] Is your condo loan-ready?[DE] Free report
[DE] Type it below — instant check against our condo database & FHA approval. No match? We’ll email a full report within 1 business day.
[DE] Low rate mortgages,
[DE] made simple [DE] for you.
[DE] Swiftlend helps Florida families buy homes, refinance, and invest with industry-low rates, fast closings, and zero confusing fine print.
[DE] Loan Programs
[DE] A loan for every situation.
[DE] From first-time buyers to seasoned investors — the widest menu of mortgage products in Florida, all at industry-low rates.
[DE] Down Payment Assistance
[DE] Florida programs give first-time buyers $10,000–$35,000 toward down payment and closing costs — one is fully forgiven after 5 years.
[DE] Up to $35,000[DE] Conventional, FHA & VA Loans
[DE] Industry-low rates on standard purchase and refinance loans with fast turnaround times.
[DE] Most Popular[DE] Non-Warrantable Condo Mortgages
[DE] The go-to experts for Non-warrantable condo financing in Florida, even with 10% deductibles.
[DE] Specialty[DE] Foreign National Investor Mortgages
[DE] Mortgage loans for Foreign Nationals — easy to obtain, minimum documentation, no proof of foreign income.
[DE] International[DE] One-Time Close Construction Loan
[DE] Build your dream home with just 5% down. Min. 700 FICO & builder approval required.
[DE] New Build[DE] No Income Verification Investor Loans
[DE] Investor mortgages with quick turnaround — no income documentation required.
[DE] Investor[DE] Fix & Flip Mortgage
[DE] Investment property loans that close in as little as 7 days. Easy to obtain, investment properties only.
[DE] Close in 7 Days[DE] Fix & Rent
[DE] Acquire, renovate, and convert to rental income. For investors building long-term portfolios.
[DE] Investor[DE] Jumbo Mortgages
[DE] Low-rate jumbo loans for amounts above the $726,200 conforming limit. Competitive rates statewide.
[DE] High Balance[DE] Home Equity Line of Credit
[DE] Use your HELOC to purchase simultaneously or tap equity out of your existing home.
[DE] Equity[DE] Airbnb Loans
[DE] Finance your Airbnb property using short-term rental income to qualify. Built for hosts.
[DE] Short-Term Rental[DE] First-Time Homebuyer Loans
[DE] Special low-down-payment options with Florida Hometown Heroes down payment assistance.
[DE] First-Time Buyer[DE] Bridge Loans
[DE] Rapid approval and funding for situations where timing is critical. Buy now, sell later.
[DE] Fast Funding[DE] The Process
[DE] Three steps to your new home.
[DE] We've removed all the complexity. Here's exactly what happens when you work with Swiftlend.
[DE] No hard credit pull required [DE] to get started. Check your options and pre-qualify without any impact to your credit score.
[DE] Answer a few questions
[DE] Tell us about the property and your situation. No documents yet — just a 5-minute conversation online.
[DE] Get your pre-approval
[DE] Soft credit check, zero score impact. Pre-approval letter sent the same day — usually within the hour.
[DE] Close on your timeline
[DE] Standard closings in 14–21 days. Fix & Flip can close in as few as 7 days. Your officer guides you every step.
[DE] Free Tools
[DE] Know your numbers first.
[DE] Free calculators — no account, no signup. Just honest answers upfront.
[DE] Closing Cost Estimator
[DE] Full buyer or seller fee worksheet in 90 seconds. Florida-specific, line-by-line.
[DE] Mortgage Payment Calculator
[DE] Monthly payment including principal, interest, taxes, insurance, and PMI.
[DE] Refinance Savings Calculator
[DE] See exactly how much you'd save monthly with today's lower rates.
[DE] How Much Can I Borrow?
[DE] Quick affordability check based on your income and debts. 60 seconds.
[DE] Why Swiftlend
[DE] What sets us apart.
[DE] We're a Miami-based mortgage broker, not a faceless national bank.
[DE] Miami-based. Locally focused.
[DE] We know Florida's condo rules, county quirks, and local rates inside out — things national lenders miss entirely.
[DE] Real people answer the phone.
[DE] Call (305) 985-4889 and a licensed loan officer picks up. No ticket queues, no bots, no runaround.
[DE] No jargon. No surprises.
[DE] We explain every fee in plain English before you sign. What you see on the estimate is exactly what you pay.
[DE] Widest loan selection in FL.
[DE] 14+ loan programs — first-time buyers, Foreign Nationals, investors, Airbnb hosts, construction, and more.
[DE] Reviews
[DE] Straight from our clients.
[DE] Real homeowners and investors across Florida who trusted Swiftlend.
“[DE] Swiftlend made buying our condo so smooth. They were the only lender who would touch a non-warrantable building. Closed in 3 weeks.”
[DE] Jorge & Maria R.
[DE] First-time buyers · Miami, FL
“[DE] I'm a Foreign National and had been turned down by three banks. Swiftlend closed my investor property with no foreign income proof required.”
[DE] Alejandro B.
[DE] Investor · Brickell, FL
“[DE] As a Realtor I recommend Swiftlend to every client. They answer the phone, know the local market, and don't waste anyone's time.”
[DE] Sandra C.
[DE] Realtor · Coral Gables, FL
[DE] FAQ
[DE] Quick honest answers.
[DE] The questions we hear most — answered without the runaround.
[DE] Ready to find your rate?
[DE] No fees. No commitment. No fine print. Just a clear answer on what you qualify for — today.