[RO] Mortgage Qualifier & Affordability Calculator

[RO] Find out how much home you can afford based on your income, debts, and loan program. All calculations update in real time.

[RO] This calculator provides estimates for educational purposes only. Actual qualification depends on credit score, employment history, asset verification, and full underwriting review. Contact Swiftlend Mortgage Corp for a personalized pre-approval.

[RO] Loan Program

[RO] Maximum back-end DTI for this program: 49.9%

[RO] Income

[RO] Primary Borrower

[RO] Base Salary / Wages

[RO] Overtime

[RO] Typically averaged over 2 years

[RO] Bonus / Commission

[RO] Typically averaged over 2 years

[RO] Rental Income

[RO] 75% of gross rental income is used

[RO] Other Income

[RO] Total Primary Income$0

[RO] Total Combined Income$0

[RO] Use gross income before taxes and deductions.

[RO] Monthly Debts

[RO] Credit Card Minimum Payments

[RO] Car Loan Payment(s)

[RO] Student Loan Payment(s)

[RO] Personal Loan Payment(s)

[RO] Child Support / Alimony

[RO] Other Monthly Debts

[RO] Total Monthly Debts$0

[RO] Loan Parameters

[RO] Target Purchase Price

[RO] Leave blank to calculate maximum

[RO] Desired Loan Amount

[RO] Leave blank to calculate maximum

[RO] Interest Rate %

[RO] Loan Term

[RO] Down Payment %

[RO] Monthly Property Taxes

[RO] Monthly Insurance

[RO] Monthly HOA Dues

[RO] Estimated Monthly P&I

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[RO] Principal & Interest only — excludes taxes, insurance and HOA

[RO] Estimates are for informational purposes only and do not constitute a commitment to lend. Swiftlend Mortgage Corp, NMLS #402985, Licensed Mortgage Broker FL #MBR1356. 155 NE 82nd St, Miami FL 33138. (305) 985-4889. Equal Housing Lender.