[PL] Mortgage Qualifier & Affordability Calculator

[PL] Find out how much home you can afford based on your income, debts, and loan program. All calculations update in real time.

[PL] This calculator provides estimates for educational purposes only. Actual qualification depends on credit score, employment history, asset verification, and full underwriting review. Contact Swiftlend Mortgage Corp for a personalized pre-approval.

[PL] Loan Program

[PL] Maximum back-end DTI for this program: 49.9%

[PL] Income

[PL] Primary Borrower

[PL] Base Salary / Wages

[PL] Overtime

[PL] Typically averaged over 2 years

[PL] Bonus / Commission

[PL] Typically averaged over 2 years

[PL] Rental Income

[PL] 75% of gross rental income is used

[PL] Other Income

[PL] Total Primary Income$0

[PL] Total Combined Income$0

[PL] Use gross income before taxes and deductions.

[PL] Monthly Debts

[PL] Credit Card Minimum Payments

[PL] Car Loan Payment(s)

[PL] Student Loan Payment(s)

[PL] Personal Loan Payment(s)

[PL] Child Support / Alimony

[PL] Other Monthly Debts

[PL] Total Monthly Debts$0

[PL] Loan Parameters

[PL] Target Purchase Price

[PL] Leave blank to calculate maximum

[PL] Desired Loan Amount

[PL] Leave blank to calculate maximum

[PL] Interest Rate %

[PL] Loan Term

[PL] Down Payment %

[PL] Monthly Property Taxes

[PL] Monthly Insurance

[PL] Monthly HOA Dues

[PL] Estimated Monthly P&I

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[PL] Principal & Interest only — excludes taxes, insurance and HOA

[PL] Estimates are for informational purposes only and do not constitute a commitment to lend. Swiftlend Mortgage Corp, NMLS #402985, Licensed Mortgage Broker FL #MBR1356. 155 NE 82nd St, Miami FL 33138. (305) 985-4889. Equal Housing Lender.