[HU] Mortgage Qualifier & Affordability Calculator

[HU] Find out how much home you can afford based on your income, debts, and loan program. All calculations update in real time.

[HU] This calculator provides estimates for educational purposes only. Actual qualification depends on credit score, employment history, asset verification, and full underwriting review. Contact Swiftlend Mortgage Corp for a personalized pre-approval.

[HU] Loan Program

[HU] Maximum back-end DTI for this program: 49.9%

[HU] Income

[HU] Primary Borrower

[HU] Base Salary / Wages

[HU] Overtime

[HU] Typically averaged over 2 years

[HU] Bonus / Commission

[HU] Typically averaged over 2 years

[HU] Rental Income

[HU] 75% of gross rental income is used

[HU] Other Income

[HU] Total Primary Income$0

[HU] Total Combined Income$0

[HU] Use gross income before taxes and deductions.

[HU] Monthly Debts

[HU] Credit Card Minimum Payments

[HU] Car Loan Payment(s)

[HU] Student Loan Payment(s)

[HU] Personal Loan Payment(s)

[HU] Child Support / Alimony

[HU] Other Monthly Debts

[HU] Total Monthly Debts$0

[HU] Loan Parameters

[HU] Target Purchase Price

[HU] Leave blank to calculate maximum

[HU] Desired Loan Amount

[HU] Leave blank to calculate maximum

[HU] Interest Rate %

[HU] Loan Term

[HU] Down Payment %

[HU] Monthly Property Taxes

[HU] Monthly Insurance

[HU] Monthly HOA Dues

[HU] Estimated Monthly P&I

—

[HU] Principal & Interest only — excludes taxes, insurance and HOA

[HU] Estimates are for informational purposes only and do not constitute a commitment to lend. Swiftlend Mortgage Corp, NMLS #402985, Licensed Mortgage Broker FL #MBR1356. 155 NE 82nd St, Miami FL 33138. (305) 985-4889. Equal Housing Lender.