25% Minimum Down Payment
Loan Amounts from $100,000 - $4,000,000
No Income verification needed
No Credit report needed
Funds to close need to be transferred to a US account 7 days before closing
Cash-out Refinance, take cash out of the property up to 65% of the property value
Remote Closings are possible ( No need to be in the US for closing *available on select programs)
One of the primary challenges that foreign nationals face is that traditional lenders often require a U.S. credit score or a significant amount of U.S. assets to qualify for a mortgage. Our foreign national loan program does not require either of these, making it much easier for non-U.S. citizens to obtain financing. In addition to these easy qualifications, we offer Foreign National Mortgage Loans without income verification requirement from the borrower. Instead of relying on borrowers' income, we can use the potential rental income the mortgaged property generates and this income then can satisfy our underwriting criteria for income.
In addition to our loan products, we offer a range of services to help make the mortgage process as smooth and stress-free as possible. We can provide assistance with pre-approvals, underwriting, and closing, and our team is always available to answer any questions you may have along the way.
At Swiftlend Mortgage, we pride ourselves on providing exceptional customer service to all of our clients. We understand that obtaining a mortgage can be a complex and daunting process, especially for foreign nationals who may be unfamiliar with the U.S. real estate market. That's why we are committed to providing personalized attention and support throughout the entire loan process, from application to closing.