Swiftlend.com Low Interest mortgage broker
Community Mortgage

No Income Verification
Primary Residence Mortgage Loan

With this innovative mortgage product borrowers do not need to provide traditional income documentation to verify their income when applying for a loan to purchase their primary residence.

The main characteristic of this product is that the borrower's income is not verified through pay stubs, W-2 forms, or tax returns. The lender may consider other factors, such as the borrower's credit score, employment history, and the size of the down payment.
No Income verification Mortgage Loans

Product Highlights

  • Income and Employment not stated on the application

  • Income documentation not required

  • Primary residence and second homes

  • Asset seasoning 30 days

  • Loan amounts up to $3 million

  • LTV up to 80% purchase/rate-and-term

  • LTV up to 65% cash-out

  • FICO beginning at 680

Ideal for

  • Self-Employed/Small Business Owners

  • Volatile or Irregular Income

  • Retired

  • Seasonal & Gig Workers

  • Owners & Employees of Cash Businesses

  • Newly Self-Employed